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  • Factoring Unpaid Invoices

    Cloud Factoring

    A Photon Funding Exclusive

    Does your Business have Cash Flow Problems?
    Are your Unpaid Invoices Piling Up?
    Is your Business Growing too Fast?
    Is Conventional Bank Financing Unavailable?

    Our Paperless Cloud Factoring System is the Solution!
    Factoring Advances Normally Wire Transferred on Invoice Creation Date

    Click Here
    Signup Free Now

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  • Invoice Factoring on the Beach

    Cloud Factoring

    A Photon Funding Exclusive

    Factor your Invoices 24/7 from Anywhere, Paperlessly
    Use any device to Factor: your PC, Mac, Tablet, or Smartphone
    Fastest Transaction Processing & Invoice Funding

    Our Revolutionary Paperless Cloud Factoring System is hosted in the Amazon Elastic Cloud (EC2). You, your customers & our personnel will conduct our factoring business together using our Secure Factoring Cloud System. Click Here
    Signup Free Now

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  • QuickBooks Invoice Factoring Integration

    QuickBooks Factoring Integration

    A Photon Funding Exclusive

    Create your invoices offline in Quickbooks

    Upload the invoice data to our Elastic Cloud database

    Free Factoring adjusting journal entries for all accounting systems are displayed to keep your books balanced Click Here
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  • Smartphone Invoice Factoring

    Email & Text Message Alerts

    A Photon Funding Exclusive

    Receive free opt-in text message alerts regarding every event concerning your factoring activities, such as: new customer approved for factoring, new customer contact approved, new invoice approved, money has been wired transferred to your account, and more. Click Here
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  • Invoice Factoring Electronic Timesheets

    Attn Staffing Companies
    Free Electronic Timesheets

    A Photon Funding Exclusive

    Timesheets can be created by your workers & approved by their managers online. The billing hours will be automatically integrated into your web-based invoices, & you will have outsourced your timesheet mgmt & invoice creation to your workers. Spend the time you will save growing your business. Click Here
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  • Mobile Ready for Factoring

    A Photon Funding Exclusive

    Photonfunding.com is available wherever you and your customers and independent contractors are. Access and conduct your business on our site with any device: desktop or laptop computers, smartphones and tablet. Click Here
    Signup Free Now

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    Mobile Factoring
 
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Our Revolutionary Web-Based Factoring Solution

 

Click the Following Links for Details

We Call it Extranet Factoring

It is widely believed that all factoring companies are pretty much the same, and that they all operate in the same way. That belief used be true, but no longer. Photon Funding, LLC, the technological leader in the invoice factoring industry, is the only factoring company that has re-invented invoice factoring. As a result, our clients enjoy the benefits of a 100% paperless, web-based invoice factoring experience, where all parties are connected in real-time on the internet, resulting in the fastest invoice funding in the invoice factoring industry.

*An Extranet is a secure website, with user ids and passwords, where all parties, which, in this case, include you, your customers and Photon Funding, LLC, collaborate online to consummate invoice factoring transactions.

"Old School" Factoring

The Other Factoring Companies

Invoice factoring is a form of accounts receivable financing for small business owners who are unable to obtain conventional commercial bank financing. Photon Funding, LLC is the only modern invoice factoring company. It utilizes the latest in information technology. Other invoice factoring companies are "Old School," meaning their invoice factoring operations are based upon the same ancient, paper-based factoring model which has remained unchanged since its inception centuries ago.



How "Old School" Factoring Companies operate:

The small business client sends paper invoices to the factoring company by snail-mail, overnight mail, fax, etc. The factoring company, which is swimming in its clients' paperwork, engages in the manual, time-consuming, tedious process of checking the collection performance of the client's previously factored invoices, checking the credit of the specific customers, and verifying the new invoices.

The factoring company stamps or stickers the client's paper invoices with factoring notices and re-mails them, usually by snail-mail, to the factoring clients' customers for payment. Within 30 days, the factoring company's collection department begins its incessant phone calls to the customers' accounts payable dept hammering them for payment.

The Photonfunding.com Difference

Our Flexible Factoring Agreement

  • No application or setup fee
  • There is no term & no expiration date
  • Factor for as long as you want
  • Terminate at any time by simply paying us off
  • No early termination fee

Here's How Our Factoring System Works

Basic Concepts

  • We do not accept paper invoices for factoring
  • Create invoices on our website or upload offline Quickbooks invoice data 24/7
  • Your invoice data is stored in our Amazon.com Elastic Cloud 2 (EC2) database system
  • Funding requirements:
    • Services must be performed, or
    • Goods must be received & accepted, and
    • Customers must be creditworthy
  • Automated invoice verification & collection
  • Automated text message alerts to your smartphone

How we obtain your invoice data

If you are a not a Quickbooks User:

Either create your invoices on our extranet with your desktop, laptop PC, Mac or smartphone by using our exclusive online invoice creation form, and all the data for each factored invoice is written to our database.

If you are a Quickbooks User:

Create your invoices offline in Quickbooks, then login to our website, click a link and our software will open a communication channel to your Quickbooks company file and upload the Quickbooks invoice data to our server and database. You will view the data on a web page and select the invoices you want to factor by clicking checkboxes.

The Benefits of Our Unique Factoring System

  • Paperless Factoring = Faster Funding
  • Same Day Funding, in most cases
  • Automated invoice verification & collection
  • Automated text message alerts to your smartphone
  • Free electronic timesheets for staffing companies

You can even use your smartphone to factor

Our online invoice creation app is smartphone ready. Can you imagine creating invoices for a factoring company on your smartphone without having to install any software? Amazing!
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